VPI Insurance Compliance & Audit Trails

 Avoiding the Denied Claim

Vacant Property Inspectors (VPI) provides the certified, verifiable documentation required by UK insurance underwriters to safeguard your policy. We ensure your asset is protected and that your claim, in the unfortunate event of loss, is never rejected due to non-compliance with the small print.

Understanding the UK's 30-Day Vacancy Clause

Most standard UK property insurance policies become void or severely restricted if a property is unoccupied for more than 30 consecutive days. To maintain the policy's validity, insurers demand documented, periodic inspections that prove due diligence was performed.

The Requirement: You need a transparent audit trail of every visit. Your Solution: VPI provides the certified, time-stamped proof required to satisfy these strict conditions.

Our Audit Trail: Verifiable, Time-Stamped Documentation

We don't just 'check' the property; we document the evidence required by loss adjusters and underwriters. Every VPI report stands up to scrutiny because of our commitment to verifiable precision:

• Geo-Tagged Locations: Verified GPS coordinates and time records confirm the inspector's presence on-site at the required frequency.
• Time & Date Stamping: Exact records proving inspections meet the precise weekly or bi-weekly frequency mandated by your policy.
• Photographic Evidence: Detailed images of all critical areas, including meter readings, interior condition, and all security measures (locks, windows, etc.).
• SIA Certified Inspectors: All reports are carried out and signed off by personnel holding current Security Industry Authority (SIA) licenses.

Risk Mitigation: Protecting Your Asset and Your Policy

Our service acts as a proactive shield against the most common causes of loss that lead to denied claims:

• Water & Pipe Leaks: We check for running meters, visible damp, and frozen pipe risks, preventing small drips from escalating into catastrophic flood claims.
• Squatter & Vandalism Deterrence: The presence of a licensed, uniformed VPI service acts as a powerful, visible deterrent to unauthorized entry.
• Immediate Security Restoration: If a security breach is found, our in-house certified locksmiths can secure the property instantly, preventing a follow-up claim based on failure to secure the site.
• Advanced Diagnostics: We use Thermal Imaging to spot invisible risks like hidden damp, excessive heat loss, or pipe insulation failures that a typical visual check misses.

Why Choose VPI Over a Standard Keyholder?

We offer a higher standard of security and reporting, giving property professionals complete confidence:

• Certified Authority: Our inspections are performed by personnel backed by 35 years of security expertise and certified qualifications.
• Dual Expertise: We combine professional inspection with the immediate practical skills of a certified locksmith, meaning one call solves the problem—no waiting for a third-party security firm.
• Zero Conflict of Interest: We focus solely on inspection and security restoration, ensuring unbiased reporting—we do not perform general maintenance or structural repairs.

Ready to Secure Your Asset and Your Policy?

Don't risk a costly claim rejection. Ensure your asset is secure and your policy is valid from the first day of vacancy.

BOOK YOUR INSURANCE COMPLIANCE VPI CONSULTATION TODAY

Phone: 07495 36 87 65 (24/7 Service)